Unsecured Credit Cards
They are for people with less than perfect credit, but good enough to not have to put down any collateral, or to have a saving account to secure their credit cards. They differ from "regular" credit cards mainly in the higher interest rate they charge or in the higher amount they assess your account in various fees. A normal credit card is not advertised as unsecured and you need to have a good credit rating to receive one.
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 First PREMIER MasterCard®
Card Issued by: First PREMIER Bank
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Total Initial Charge: $179.00*
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Ongoing APR: 9.9%*
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Annual Fee: $48.00*
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- Monthly reporting to 4 major credit bureaus.
- Low APR on purchases.
- Quality Customer Service.
- 24-Hour Account Access by Phone
See Rates, Fees & Terms for current information.
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 Centennial® MasterCard®/Visa®
Card Issued by: First PREMIER Bank
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Total Initial Charge: $179.00*
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Ongoing APR: 9.9%*
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Annual Fee: $48.00*
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- Low APR on purchases
- Credit decisions in less than 60 seconds
- A Credit Card for Those with Less than Perfect Credit
- Quality Customer Service
- Accepted where you see the MasterCard®/Visa® logo
- Over 3 million credit card holders
- Choice of MasterCard® or Visa®
- Enjoy the benefit of 24-hour phone account access
- Get access to online credit education
- Monthly credit bureau reporting
*See Rates, Fees & Terms for current information.
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 Total Visa® Card
Card Issued by: Plains Commerce Bank
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Total Initial Charge: $200.00
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Ongoing APR: 19.92%
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Annual Fee: $48.00
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- Instant On-Line Decision
- Free 24 hour Online Account Access
- Monthly Reporting to All Major Credit Bureaus
- Fraud Protection
- Outstanding Customer Service
See Rates, Fees & Other Costs.
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 Continental Finance MasterCard
Card Issued by: First Bank of Delaware
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Total Initial Charge: $250.00
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Ongoing APR: 19.92%
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Annual Fee: $50.00
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- Get Your Application Results in Seconds
- Monthly reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases*
- No Minimum Monthly Income Requirements
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
*See website for other fees, rates, and terms and conditions.
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 Rewards 660 Visa® Card
Card Issued by: Dakota State Bank
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Ongoing APR: 19.92%
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Annual Fee: $48.00
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- No Fee Credit Limit Increases*
- $300 Starting and $2,000 Maximum Credit Limit
- Fast Online Response
- Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
- FREE Online Account Access
- FREE Online Payments
*See Rates, Fees & Terms.
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 Tribute® Gold MasterCard® Card
Card Issued by: First Bank of Delaware
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Ongoing APR: Prime +11.75%* (Min. 19.50%)
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Annual Fee: $150*
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- Unsecured Gold MasterCard® Credit Card
- Reports to the Major Credit Bureaus
- MasterCard® cards are accepted at over 25 million locations worldwide
- Quick Online Decision
- Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
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 Continental Finance Gold MC
Card Issued by: First Bank of Delaware
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Total Initial Charge: $225.00
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Ongoing APR: 9.75%
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Annual Fee: $25.00
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- Rates as low as 9.75% APR*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
- Monthly reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases*
- Prestige of carrying a Gold card
*See website forTerms and Conditions.
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 Centennial® Gold Cards
Card Issued by: First PREMIER Bank
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Total Initial Charge: $179.00*
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Ongoing APR: 9.9%*
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Annual Fee: $48.00*
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- Reports monthly to 4 Major Credit Bureaus
- Low APR on purchases
- Get the prestige of a GOLD MasterCard®/Visa®
- All applications accepted
- All credit types welcome to apply
- $50 Credit Limit Increase by Making your first 2 Minimum Payments!
*See Rates, Fees & Terms for current information.
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 FP Bank Platinum Credit Card
Card Issued by: First PREMIER Bank
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Total Initial Charge: $179.00*
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Ongoing APR: 9.9%*
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Annual Fee: $48.00*
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- Monthly reporting to 4 major credit bureaus.
- Low APR on purchases.
- Quality Customer Service.
- All applications accepted!
- All credit types welcome to apply!
See Rates, Fees & Terms for current information.
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 Orchard Classic MasterCard®
Card Issued by: HSBC Bank Nevada, N.A.
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Ongoing APR: 8.90%-15.99%
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Annual Fee: $79.00
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- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
View the Credit Terms & Conditions.
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 FP Bank Gold MasterCard®
Card Issued by: First PREMIER Bank
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Total Initial Charge: $179.00*
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Ongoing APR: 9.9%*
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Annual Fee: $48.00*
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- Quality Customer Service
- Low APR on purchases
- Instant credit decisions
- Gold Card Prestige
- Reports monthly to 4 Major Credit Bureaus
- Accepted where you see the MasterCard logo
- Over 3 million credit card holders
See Rates, Fees & Terms for current information.
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 Access Visa® Card
Card Issued by: Plains Commerce Bank
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Total Initial Charge: $200.00
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Ongoing APR: 19.92%
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Annual Fee: $48.00
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- Instant On-Line Decision
- Bad Credit? No Credit? Give Access A Try!
- Outstanding Customer Service
- Free 24 Hour Online Account Access
- Reports to All Major Credit Bureaus
See Rates, Fees & Other Costs.
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 MyCreditCardFinder
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- Simple and Easy to use
- Review up to 10 different credit card offers
- Find a credit card at no cost
- Free credit related information
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